$ 0
ASSETS UNDER CONTRACT
$ 0
ASSETS UNDER RESTORATION
$ 100000
COST TO CLIENT

ZERO COST TO THE CLIENT

Except for the enrollment fees, our clients pay us nothing. PLA fees are negotiated with and paid by the insurance carrier. PLA has a patent pending method that wraps all facets of a complex process together to eliminate the fraud, waste, and abuse generally associated with insurance claims and construction.

Why Choose PLA?

Our transformative and comprehensive system leverages an average of 25 years of engineering, construction, project management and legal experience ensuring an all-inclusive restoration outcome. We leverage technology and engineered processes to mitigate many, if not all, of the common headaches, pitfalls and liabilities associated with a large insurance claims while providing a personalized restoration solution.

1. PRE-LOSS ASSESSMENT SERVICES

ESTABLISH THE BASELINE

PROPERTY INSPECTION

Our Pre-loss Assessment and Consultation provides a documented baseline We compile pre-inspection data, claims history, maintenance records and past storm data to determine the condition of your property prior to loss.

INSURANCE POLICY REVIEW

Insurance is necessary evil. No one needs it until disaster strikes. Working with your agent, we can help ensure your policy is effective and comprehensive. We have strategies to guard against the rising cost of premiums and exorbitant deductibles.

ACTIVE MONITORING

We track natural disasters and weather events that may affect your asset. Often, we know you have damage before you do and already have a personalized plan in place to handle the loss.

ZERO COST

2. POST-DAMAGE SERVICES

OUR WORK BEGINS

DAMAGE ASSESSMENT

Before we file a claim, we deploy our team of specialists to conduct an independent and comprehensive damage assessment.

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FILE THE CLAIM

We file a claim on behalf of our clients and negotiate replacement costs directly with the insurance adjuster. We strive to negotiate for every dollar owed and not a penny more!

LICENSED PUBLIC ADJUSTER

We are not public adjusters and only advise them in rare or extreme cases. Our unique approach is practical, professional and virtually eliminates carrier objections.

ZERO COST

3. PROPERTY RESTORATION SERVICES

COMPLETE RESTORATION

CONSTRUCTION MANAGEMENT

Our team of engineers and project managers oversee everything, including: vetting contractors, bids, quality control, compliance and permitting, scheduling, inspections, safety, invoicing and bills payable, warranty and releases.

FUNDS MANAGEMENT

Claim funds are placed in a trust/escrow bank account. Funds are released for work performed and other expenses after receiving proper invoices, inspections and releases. Once invoices are reviewed and validated, both PLA and the owner must sign authorization to release funds. Every dollar received and spent is fully accounted for.

COMPLETE RESTORATION

Upon completion of the scope of work, we file any supplements and proof of completed work with the carrier. And finally, we provide a restoration report that includes all documentation associated with the claim and repairs. Included are claim docs, invoices, OSHA documents, cost audits, financial statements, release of leans, warranties, inspections and permits. Everything you need to ensure your asset is fully insurable.

ZERO COST TO THE CLIENT

Except for the enrollment fees, our clients pay us nothing. PLA fees are negotiated with and paid by the insurance carrier. PLA has a patent pending method that wraps all facets of a complex process together to eliminate the fraud, waste, and abuse generally associated with insurance claims and construction.

OUR CLIENTS

From HOA’s and property managers to real estate investment trusts, PLA provides service to all types of commercial clients, such as:

COMMERCIAL
PROPERTY OWNERS

CHURCHES

REAL ESTATE
INVESTMENT TRUSTS

MULTI-FAMILY
PROPERTY OWNERS

HOME OWNER'S
ASSOCIATIONS

NURSING &
RETIREMENT COMMUNITIES

INSURANCE
AGENCIES

PROPERTY MANAGEMENT
COMPANIES

WAREHOUSES

Frequently Asked Questions

  • Can I keep the insurance money and not do the work?

    Technically, yes, but not without risk. You can keep the initial funding (ACV) and not do the work, but in doing so, you will forfeit the balance of your claim (Depreciation), sometimes as high as 90% of the claim dollars. Additionally, if you have un-repaired damage, those items will be excluded in your next policy or upon renewal.

  • I there a way to lessen the financial blow of a high deductible, legally?

    Yes, PLA has several ways to minimize the pain of a high deductible that is not only legal but supported by the carrier.

  • My roofing contractor want's to be my General Contractor GC for my claim. Should I let him?

    No, Roofer GC’s are only concerned with the roof and gutters; your structure may have more damage that only a specialist can identify and document.  Roofer/GCs are considered “self-dealing” and are viewed by the carrier as potentially fraudulent thus making it harder to settle your claim .

  • Can my contractor pay my deductible?

    No, it is illegal for a contractor to pay any part of a claim whether directly or indirectly, to do so would be viewed as a kickback.

  • Shouldn't my property manager be the one to file my loss claim?

    No, property managers typically handle the day to day activities of collecting rents, sending notices, holding meetings, collecting special assessments or making minor repairs when needed. Most property management companies don't have staff with claims experience. PLA works side by side with managers during a claim; this method ensures that your property has the highest level of attention while allowing the managers to focus on their core business.

  • Shouldn't my insurance agent handle my claim?

    No, insurance agents sell carrier policies based on the customer’s needs. Insurance agents do not negotiate claims or manage the construction of your loss. The agent is often caught in the middle between the customer and the carrier when a claim goes bad.

  • How are PLA services free?

    PLA works on contingency, our claim and construction management fees are paid by the insurance carrier.